Asset Class · 02

Stablecoins · CAD-pegged settlement assets

Tokenized cash equivalents that move at the speed of the network — the settlement asset for every trade on 4ormEx. Canadian-dollar coverage is led by QCAD (Stablecorp, money-market reserves) and W-CAD (Bank of Canada wholesale CBDC, when productionized). USD coverage available for cross-border issuances under OSC 91-401 sandbox.

In circulationC$168.4M▲ 2.12% · 30d
CAD-backed share82%+ 3pp · 30d
Median peg dev.2bpslast 30d
Total in circulation
C$168.4M
▲ 2.12% · 30d
Issuers
4
+ W-CAD pending
24h volume
C$62.4M
▲ 4.8%
Median spread to par
2bps
tight
Reserve attestation
100%
monthly · all issuers

Stablecoin supply · C$ by issuer, 24 months

By issuerBy currencyTotal

Stablecoins on the rail Reserve-transparent · attested monthly

TokenIssuerCurrencyReserve typeSupply24h volStatus
QCADStablecorp QCADStablecorp (Tetra Trust)CADMoney-market reservesC$ 82.3MC$ 42.6MLive
W-CADBoC wholesale CBDCBank of CanadaCADCentral bank depositProject Samara
USDCCircle USDCCircle InternetUSDT-Bills + cashC$ 24.1MC$ 8.4MLive · cross-border
EURCCircle EURCCircle InternetEURT-Bills + cashC$ 3.6MC$ 1.2MLive · cross-border
USDPPaxos USDPPaxos TrustUSDT-Bills + cashC$ 1.4MC$ 0.2MLive

QCAD reserves · attested April 2026

Stablecorp publishes a monthly reserves attestation for QCAD. The reserve mix as of April 30, 2026:

GoC T-Bills
62.4%
C$ 51.4M
Bank deposits
28.1%
C$ 23.1M
Repo (overnight)
8.0%
C$ 6.6M
Cash buffer
1.5%
C$ 1.2M

Attestation by KPMG Canada. Independent audit annual. Custody at Tetra Trust (CIRO Tier 1).

Settlement asset choice

Default cash leg
QCAD
Bank-corridor leg
tRBCD / tTDD / tBMOD
Wholesale leg
W-CAD (when live)
Cross-border
USDC / EURC
Atomic finality
T+0 · DvP
Reserve attestation
Monthly · KPMG
CIRO custody
Tier 1 (Tetra)
OSFI treatment
Group 1b (fiat-backed)

Issuers choose the cash leg at mint time. Most Canadian-domestic offerings default to QCAD for liquidity; bank-issued offerings often prefer their own tokenized deposit for vertical capture; cross-border issuances use USDC. W-CAD becomes the wholesale settlement asset of last resort when Bank of Canada productionizes Project Samara.